Support at Home funding isn't a single lump sum — it's structured around assessed need and paid out over time. Here's what that structure actually looks like.
Funding classifications
Your funding level is assessed and set across eight classifications, reflecting different levels of need — from lower-level support through to more complex, higher-need care. A My Aged Care assessor determines which classification applies to you based on a home assessment.
Why quarterly budgets, not a lump sum?
Rather than receiving your full annual funding upfront, Support at Home pays out in quarterly instalments. This provides more predictable, ongoing funding certainty over the year, while unspent amounts still carry over between quarters rather than being lost (we cover this in more detail in our article on unspent funds).
What this looks like in practice
In real terms, a quarterly Support at Home budget might cover things like:
- A Registered Nurse visit for wound care or medication management
- A Dietitian review for swallowing safety or unplanned weight change
- An Exercise Physiologist program to reduce falls risk
- An Occupational Therapist home safety assessment
- Speech Pathology support for communication or swallowing difficulties
Because clinical supports like these attract no participant contribution, your classification and quarterly budget mainly determine how much support is available — not whether you'll be charged for it.
Not sure what your classification allows for?
Your Care Partner or My Aged Care can confirm the specifics of your budget. If you'd like to explore whether allied health or nursing support makes sense for you, get in touch and we'll talk it through.